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History of Success
For more than 165 years at the Harford Mutual Insurance Companies, we have been providing our clients with
insurance coverage tailored to protect their businesses. Over the years, our company has grown, while maintaining
a steadfast commitment to personal service, fast, fair claims handling, and innovative coverage designed to meet our customers’
changing needs. Through the good times and bad, the Harford Mutual Insurance Companies have thrived, growing from a
small local insurer serving homeowners and farmers in rural Bel Air, Maryland to a regional company that offers
a range of programs designed to protect the business assets of clients in seven states and the District of
Columbia.
Financial strength and stability for the long haul
Headquartered in Bel Air, Maryland, our company is represented by more than 250 independent insurance
agencies supported by our expert in-house staff of underwriters, claims professionals, and insurance
specialists. Working in Maryland, Pennsylvania, New Jersey, Virginia, Delaware, Tennessee, North
Carolina, and the District
of Columbia, we write more than $110 million in
direct written premium. Our ongoing commitment to financial
strength and stability and strategic growth make The Harford Mutual Insurance Companies a partner you can
rely on now and in the future.
Reliable protection and outstanding service
We provide our commercial clients with carefully designed insurance programs that help them protect the
assets they’ve built. We offer:
• Property and liability
• Automobile
• Umbrella
• Workers’ compensation
We’ve designed several special programs tailored to meet the needs of restaurant owners, contractors,
apartment house and condominium owners, tree trimmers, and a range of other businesses. Our staff
works hard to provide the very best claims, policy, and billing services for all clients. We’re always ready
to answer questions and help customers find the right insurance solutions for their businesses.
The right partner
Harford Mutual, the right choice to protect the assets you've worked so hard to build.
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