Overview

We are a provider of property and casualty insurance products and services for businesses. We offer tailored coverage coupled with claims service that is fast, fair and responsive.

An independent agent representing our company can match the right insurance products from the right insurance company to the customer's needs. They work for the insurance buyer, not for the insurance company. Use the Agency Locator to identify an agent in your area.

Mission

The Harford Mutual Insurance Company, founded in 1842 in Harford County, Maryland, provides property and casualty insurance products and services to a regional market. Our efforts allow policyholders to conduct their business and personal matters with the knowledge that they are protected by a financially-strong and established insurer. We strive for profitable growth through a commitment to individualized customer service and by providing the independent agent with a stable market for quality insurance products.