PRODUCTS & SERVICES

Specialty Programs

Harford Mutual offers a variety of specialty programs to our customers.

BOP Horizon Restaurant Program

Business owners policy for restaurants with less than $5 million in sales, beer, and wine totaling less than 25% of sales (no liquor), and up to 7500 square feet.

BOP Horizon Restaurant Plus Program

Business owners policy for restaurants with less than $12 million in sales, beer, and wine totaling less than 30% of sales including liquor, and up to 10,000 square feet in size.

Commercial Package Policy

Restaurants with unlimited sales (catering limited to 25%); beer and wine totaling 50% of sales including liquor; and unlimited square feet.

Arbor Expert Insurance Program

A comprehensive package with an array of property and liability coverage for the tree professional with arbor insurance needs. Other products including commercial auto, umbrella liability, and inland marine help round out the tree professional’s insurance program. Available in Delaware, District of Columbia, Maryland, New Jersey, North Carolina, Pennsylvania, Tennessee, and Virginia.

Contact the Arbor Insurance Expert:
Rod Yates of Yates & Associates, Inc.
Toll-free 1-866-505-2663.