Lines of Business

 

Businessowners

Designed to offer comprehensive coverages for the small- and medium-size business-owner.

 

Commercial Automobile

Covers liability and physical damage for business-owned vehicles.

 

Commercial Crime

Coverage is available to insureds to cover crime-related perils such as burglary, theft, and robbery of money or property.

 

Commercial General Liability

Coverage can be written for many businesses to protect them from various liability and contractual exposures. Coverage can be written as part of a package or as a separate policy.

 

Commercial Inland Marine

Miscellaneous property usual in an insured's operation can be written on an inland marine floater to pick up the on and off premises exposures for various classes of business.

 

Commercial Package

A multi-line policy the insured can tailor to meet his or her business needs.

 

Commercial Property

Business Personal Property can be written on a Scheduled or Blanket basis as part of a package or as a separate policy. An enhancement endorsement (ACE) can be added to extend coverages.

 

Commercial Umbrella

Provides increased limits in addition to the limits provided by general liability, commercial auto, and employers' liability.

 

Employment Related Liability

A claims-made policy can be written in most states to cover the employment-related liability exposures of a business.

 

Workers Compensation

Designed to cover medical expenses and lost wages for employees injured on the job.

 

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