Loss Control Services

Harford Mutual Insurance Group is committed to assisting our policyholders with accident prevention programs that will have a positive impact on their operation. We focus on the issues and exposures which drive the costs on property, liability, workers’ compensation, and fleet. Working together, our goal is to reduce the frequency and severity of incidents.

What's at Risk?


Top causes of loss during spring include water damage from spring storms and trip and falls on sidewalks that have cracked after going through the winter freeze and thaw.


Top causes of loss during summer include heat exhaustion, severe weather from thunderstorms and hail, and auto theft.


Top causes of loss during fall include increased vehicle collisions with deer and falls from ladders due to cleaning leaves from gutters.


Top causes of loss during winter include slip and falls on ice, auto accidents due to ice, freezing pipes, and fire from unsafe electrical plugs during the holidays.

View our loss control program.