PRODUCTS & SERVICES

Payment Options

Harford Mutual offers convenient and flexible payment options for our policyholders and agents. All billing service questions should be directed to the Accounting Department at Harford Mutual.

Call toll-free: 1‑866‑377‑1896 (M-F 8:30 a.m. to 4:30 p.m. EST)
Email Inquiries: Billing@HM1842.com


Pay with Scheduled AutoPay (EFT)

Secure Portal: Create Account for AutoPay Payments

      • Available 24/7/365 from your computer, laptop, tablet or mobile phone
      • Use your bank account
      • Payment for the minimum balance due on the account without transaction amount restrictions
      • Processed on the billing statement due date
      • Confirmation of payment is emailed to the insured
      • $5.00 Late Fee applies per policy whenever a cancellation notice for non-payment of premium is processed.
      • $25.00 NSF Fee applies to all check transactions denied by your financial institution for non-sufficient funds.

 

Make a One-Time Payment Online

Secure Portal: Make Payment

      • Available 24/7/365 from your computer, laptop, tablet or mobile phone
      • Use your bank account, debit card, or VISA, MasterCard or Discover
      • Pay any amount up to the total balance owed
      • $15,000 limit in a single transaction. Multiple transactions allowed.
      • Confirmation of payment is emailed to the insured
      • $5.00 Late Fee applies per policy whenever a cancellation notice for non-payment of premium is processed.
      • $25.00 NSF Fee applies to all check transactions denied by your financial institution for non-sufficient funds.

 

Pay by Phone

Call toll-Free 1-855-590-2456

      • Available 24/7/365
      • English or Spanish option
      • Use your bank account, debit card, or VISA, MasterCard or Discover
      • Pay any amount up to the total balance owed
      • $15,000 limit in a single transaction. Multiple transactions allowed.
      • $5.00 Late Fee applies per policy whenever a cancellation notice for non-payment of premium is processed.
      • $25.00 NSF Fee applies to all check transactions denied by your financial institution for non-sufficient funds.


Pay by Mail

REGULAR MAIL

Harford Mutual Insurance
P. O. Box 62434 
Baltimore, Maryland 21264

OVERNIGHT/EXPRESS MAIL

Harford Mutual Insurance
200 North Main Street 
Bel Air, Maryland 21014-3544

FOR FASTEST PROCESSING: Use the pre-coded envelope and billing stub provided and write your billing customer number on your check.

 

PLEASE NOTE: Payments made by phone or online by 8:00 p.m. (EST) will post to your account next business day. Payments after 8:00 p.m. (EST) will post on second business day. 

Payments made by phone or online after the cancellation effective date will not automatically result in reinstatement of your policy. Your payment will be applied to any balance due after cancellation credits are applied.

Any questions, call the Accounting Department at Harford Mutual Monday through Friday 8:30 a.m. to 4:30 p.m. (EST) at toll-free 1-866-377-1896