Headquartered in Bel Air, Maryland, our company is represented by nearly 500 independent insurance agencies. Licensed in Delaware, Georgia, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and Washington D.C., we write more than $200 million in direct written premium. To protect our franchise value, we only choose agencies who are committed to developing a true working partnership. We are guided by our core conservative principles so our plans for growth and our financial strength and stability ensure you can rely on us now and in the future. 

The A.M. Best Company, a leading financial rating organization for the insurance industry, ranks The Harford Mutual Insurance Companies as A (Excellent), Financial Size VIII.

Interested in being appointed? Contact our Business Development Manager for consideration. Call 1-800-638-3669 or email at Agency Prospect Contact.


We are licensed to write insurance in the following states/territories:

  • Delaware
  • Georgia 
  • Maryland
  • New Jersey
  • North Carolina
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Virginia
  • Washington D.C.