Harford Mutual Insurance, founded in 1842, is committed to offering our insurance products through a network of independent agency partners. Before we appoint an agency with us, we ensure that the independent agent is dedicated to our mission of protecting the financial well-being of the policyholder. As a mutual carrier, we know first-hand the importance of a symbiotic and beneficial relationship, and we’ve seen that from independent agents who act in the insured’s best interest.
Independent agents are licensed experts, appointed by different carriers, giving you the benefit of choice.
They act as personal advisers and will advocate on your behalf every step of the way—from quoting to claims if necessary. They are small businesses, owned by their principles, often someone from your very own community, so they share in the interests, concerns, and values that you do. They have access to multiple carrier companies so they can provide you with choices for all your insurance needs, from personal auto to commercial auto, homeowners to businessowners, and health insurance to workers’ compensation coverage.
Independent agents will do the legwork and shop for the products that meet your needs, relying on their relationships and carrier access so you can make the decision that works best for you.
Harford Mutual Insurance Group has appointed nearly 450 independent agencies in 10 states and Washington, D.C. We encourage you to use the tool below to find an independent agent near you.