Report a Claim

24-Hour Claims Reporting for NEW Claims & 1st Notice of Loss/1st Report of Injury

HARFORD MUTUAL INSURANCE GROUP POLICIES: ALL POLICIES Start your NEW claim submission
CLEARPATH SPECIALTY WORKERS’ COMPENSATION POLICIES Effective Date 1/1/2024 and AFTER: Start your NEW claim submission
CLEARPATH SPECIALTY WORKERS’ COMPENSATION POLICIES Effective Date 12/31/2023 or PRIOR: ONLINE PORTAL Log-in Here

For ALL Harford Mutual Insurance Group policies OR Clearpath Specialty policies with an Effective Date 1/1/2024 and AFTER,
call 800-638-3669

HARFORD MUTUAL INSURANCE GROUP POLICIES ALL POLICIES
CLEARPATH SPECIALTY WORKERS’ COMPENSATION POLICIES Effective Date 1/1/2024 and AFTER
Submit your NEW Loss Notice Form or 1st Report of Injury Form via email to ClaimLine@HM1842.com

CLEARPATH SPECIALTY WORKERS’ COMPENSATION POLICIES Effective Date 12/31/2023 or PRIOR
Submit your NEW 1st Report of Injury Form via email to FirstReports@HM1842.com

CLAIMS LOSS NOTICE FORMS
General Liability Loss Notice
Commercial Auto Loss Notice
Property Loss Notice
Workers’ Compensation Report of Injury (generic)

STATE-SPECIFIC 1ST REPORT OF INJURY WORKERS’ COMPENSATION FORMS
Georgia 1st Report of Injury Form
Indiana 1st Report of Injury Form
Kentucky 1st Report of Injury Form
Tennessee 1st Report of Injury Form
West Virginia 1st Report of Injury Form

Claims Process

  • Once you report a loss, a Claims Examiner will contact you to explain the claims process and obtain additional details.
  • Harford Mutual Insurance Group will review your coverage, and, subject to the terms and conditions, will determine the amount of your covered loss, or any claims made against you for which you are legally liable.
  • Your Claims Examiner will provide additional details.

Plan Ahead for Easier Claims Reporting

  • Create a written or photographic inventory of the contents located at the place of business.
  • Gather copies of additional ownership verification that may be requested in the event of a loss.
  • Retain receipts and owner’s manuals for purchases and record serial numbers of electronics and other theft-prone items for identification purposes.
  • Keep copies of important documents in a secure location away from your place of business in the event of a total loss.
  • Invest in a fire-retardant safe, useful for protecting important on-site documents.