We’re the Right Partner

Consistent. Responsive. Committed to Mutual Success.

History of Success

Harford Mutual Insurance Group, founded in 1842 in Harford County, Maryland, provides property and casualty insurance products and services to a regional market. Our efforts allow policyholders to conduct their business and personal matters with the knowledge that they are protected by a financially-strong and established insurer. We strive for profitable growth through a commitment to individualized customer service and by providing the independent agent with a stable market for quality insurance products.

Financial Strength and Stability for the Long Haul<

Headquartered in Bel Air, Maryland, our company is represented by nearly 500 independent insurance agencies who in turn are supported by our local, expert in-house staff of underwriters, claims professionals, and insurance specialists. Licensed in Delaware, Georgia, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and Washington D.C., we write more than $250 million in direct written premium. Our ongoing commitment to financial strength and stability and strategic growth make Harford Mutual Insurance Group a partner you can rely on now and in the future.

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Reliable Protection and Outstanding Service

We provide our commercial clients with carefully designed insurance programs that help them protect the assets they’ve built. We offer:

  • Property and Liability
  • Automobile
  • Umbrella
  • Workers’ Compensation
  • Cyber Liability

We’ve designed several special programs tailored to meet the needs of restaurateurs, contractors, apartment building and condominium owners, and a variety of other business entities. Our staff works hard to provide the very best claims, policy, and billing services for all clients. We’re always ready to answer questions and help customers find the right insurance solutions for their businesses.