Harford Mutual provides property and casualty insurance products for business owners and their companies. We offer tailored coverage coupled with claims service that is fast, fair and responsive.

We’ll work with your independent insurance agent to match the right products to your needs. Find an agent near you authorized to represent us.


The Harford Mutual Insurance Company, founded in 1842 in Harford County, Maryland, provides property and casualty insurance products and services to a regional market. Our efforts allow policyholders to conduct their business and personal matters with the knowledge that they are protected by a financially-strong and established insurer. We strive for profitable growth through a commitment to individualized customer service and by providing the independent agent with a stable market for quality insurance products.


We are licensed to write insurance in the following states/territories:

  • Delaware
  • Georgia
  • Maryland
  • New Jersey
  • North Carolina
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Virginia
  • Washington D.C.

Use the Find an Agent feature to identify an agent in your area.