Policy Management
Clearpath Specialty, formerly ClearPath Mutual, is now a member of Harford Mutual Insurance Group (HMIG). NEW and RENEWED Clearpath policies with an effective date of 1/1/2024 and after, will be managed in the HMIG systems. Links and information below left. Look for correspondence from both company brands with insurance-related materials.
Note: If your policy has an effective date of 12/31/2023 and before, submit your FROI using one of the methods found here.
Payment Information and Payment Plans must be re-entered in the HMIG/Paymentus Customer Portal prior to your policy invoice due date.
Make a payment 24/7/365. Select the “Make A Payment” link in the upper-right corner.
Follow the prompts to create an account for easy billing and payment management, or make a one-time payment using any of these convenient payment options.
Additional payment options are also available, including by phone or by mail.
Contact the Accounting department Toll-free at 800-638-3669 with any questions
Payment Information and Payment Plans must be re-entered in the HMIG/Paymentus Customer Portal prior to your policy invoice due date.
If you had a 2-pay or 12-pay payment plan with the former ClearPath Mutual, your plan will change to the following:
- 3 Payments (replaces 2-pay) — 40% due on the effective date and 30% in the 3rd and 5th policy months
- 10 Payments (replaces 12-pay) — 10% due on the effective date and 10% in each of the next nine policy months.
- Details for all plans can be found here.
To request a different plan prior to payment, please contact the Accounting department Toll-free at 800-638-3669.
- $5.00 Installment Fee applies at invoicing per policy to the 2nd and subsequent installments.
- $10.00 Late Fee applies per policy whenever a cancellation notice for non-payment of premium is processed.
- $25 Non-Sufficient Funds (NSF) Check Fee applies to all returned checks (paper or electronic) by the financial institution for non-sufficient funds.
- $25 Reinstatement Fee per policy following non-pay cancellation (South Carolina, $10)
Harford Mutual Insurance Group offers convenient 24-hour claims reporting so your claim can be addressed in a timely manner. Information on reporting a claim can be found here.
For all policies with an effective date of 1/1/2024 and after, submit your First Report of Injury (FROI) using one of the methods below.
- BY PHONE: Report NEW claims 24/7 to 800-638-3669
- BY EMAIL: Submit your FROI via email to ClaimLine@HM1842.com
Note: If your policy has an effective date of 12/31/2023 and before, submit your FROI using one of the methods found here.
Contact your agent for:
- Policy Documents
- Claims Information—Including Loss Runs
- Enrolling in Pay As You Go
Policies with an Effective Date
12/31/2023 AND BEFORE
Visit ClearpathSpecialty.com and click the green login button at the top-right to access the insured self-service portal and to pay your bill.
Login here.
Submit a First Report of Injury (FROI) or view current and prior claims by logging into the insured self-service portal from the green login button at the top-right of ClearpathSpecialty.com or here: Self Service Portal.
Additional FROI options can be found here.
Go to ClearpathSpecialty.com and click the green login button at the top-right to access the insured self-service portal and to pay your bill.
View additional payment options here.